Transportation Federal Credit Union in Virginia vs the state
34.5%Denial rate+18.54 pts vs state
41.7%Decision denial rate+21.42 pts vs state
48.3%Origination rate-11.24 pts vs state
7.75%Median rate+1.13 pts vs state
1.48Rate spread (pts)+1.26 pts vs state
$226kMedian applicant income
14Loans originated
10Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 8 | 28.6% | 8.38% | #470 |
| 2024 | 29 | 18 | 13.8% | 8.50% | #435 |
| 2025 | 29 | 14 | 34.5% | 7.75% | #446 |
What Transportation Federal Credit Union lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Transportation Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 10 | 7 | 2 | 20.0% |
| Loudoun County | 6 | 1 | 5 | 83.3% |
| Prince William County | 4 | 2 | 1 | 25.0% |
| Alexandria city | 3 | 1 | 1 | 33.3% |
| Arlington County | 2 | 2 | 0 | 0.0% |
| Stafford County | 2 | 1 | 0 | 0.0% |
| Nottoway County | 1 | 0 | 0 | 0.0% |
| Chesapeake city | 1 | 0 | 1 | 100.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 29 applications in 2025, of which 14 were originated and 10 denied.
34.5% of all applications, or 41.7% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Transportation Federal Credit Union originated in Virginia in 2025 was 7.75%, against a statewide median of 6.63%.
About this data. Figures are Transportation Federal Credit Union's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology