Tradition Mortgage in Minnesota vs the state
0.2%Denial rate-13.42 pts vs state
0.2%Decision denial rate-16.17 pts vs state
99.1%Origination rate+32.73 pts vs state
6.63%Median rate0.00 pts vs state
0.20Rate spread (pts)-0.05 pts vs state
$155kMedian applicant income
1,102Loans originated
2Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 852 | 795 | 0.4% | 6.63% | #42 |
| 2024 | 1,008 | 927 | 0.7% | 6.63% | #40 |
| 2025 | 1,112 | 1,102 | 0.2% | 6.63% | #38 |
What Tradition Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Tradition Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 390 | 386 | 0 | 0.0% |
| Dakota County | 142 | 140 | 1 | 0.7% |
| Washington County | 118 | 118 | 0 | 0.0% |
| Carver County | 87 | 87 | 0 | 0.0% |
| Ramsey County | 54 | 52 | 1 | 1.9% |
| Scott County | 52 | 52 | 0 | 0.0% |
| Wright County | 47 | 47 | 0 | 0.0% |
| Otter Tail County | 38 | 38 | 0 | 0.0% |
| Anoka County | 30 | 29 | 0 | 0.0% |
| Crow Wing County | 18 | 18 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 1,112 applications in 2025, of which 1,102 were originated and 2 denied.
0.2% of all applications, or 0.2% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Tradition Mortgage originated in Minnesota in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Tradition Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology