Toyota Financial Savings Bank in Kentucky vs the state
20.0%Denial rate+1.19 pts vs state
25.0%Decision denial rate+1.51 pts vs state
60.0%Origination rate+1.96 pts vs state
—Median rate
—Rate spread (pts)
$130kMedian applicant income
6Loans originated
2Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 0.0% | 6.25% | #391 |
| 2024 | 8 | 6 | 0.0% | 6.94% | #431 |
| 2025 | 10 | 6 | 20.0% | — | #411 |
What Toyota Financial Savings Bank lends in Kentucky
By loan purpose
By loan type
Where in Kentucky
Counties with the most Toyota Financial Savings Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Scott County | 4 | 3 | 0 | 0.0% |
| Fayette County | 2 | 2 | 0 | 0.0% |
| Madison County | 1 | 0 | 1 | 100.0% |
| Harrison County | 1 | 1 | 0 | 0.0% |
| Jessamine County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 0 | 1 | 100.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 10 applications in 2025, of which 6 were originated and 2 denied.
20.0% of all applications, or 25.0% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Toyota Financial Savings Bank's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology