The Samson Banking Company · Florida · 2025

The Samson Banking Company in Florida: approval rate, denial rate and rates (2025)

The Samson Banking Company took 18 mortgage applications in Florida in 2025, ranking #785 of 1,993 lenders active in the state. It originated 77.8% of them and denied 11.1% (11.1% of the applications it decided), against a statewide denial rate of 21.1%.

18Applicationsin FL
11.1%Decision denial ratestate 27.2%
Median ratestate 6.63%
$100,000Median loanstate $255,000
$1.5MVolume3 counties

The Samson Banking Company in Florida vs the state

11.1%Denial rate-9.95 pts vs state
11.1%Decision denial rate-16.13 pts vs state
77.8%Origination rate+25.09 pts vs state
Median rate
Rate spread (pts)
$100kMedian applicant income
14Loans originated
2Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202320150.0%#832
2024201710.0%#770
2025181411.1%#785

What The Samson Banking Company lends in Florida

By loan purpose

Home purchase 7 39% · 14.3% denied
Refinance 4 22% · 0.0% denied
Home improvement 5 28% · 0.0% denied
Other / HELOC 2 11% · 50.0% denied

By loan type

Conventional 18 100% · 11.1% denied

Why it denied Florida applicants

Credit history 2 100%

Where in Florida

Counties with the most The Samson Banking Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Holmes County 1062 20.0%
Walton County 770 0.0%
Bay County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 18 applications in 2025, of which 14 were originated and 2 denied.

11.1% of all applications, or 11.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The Samson Banking Company's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology