The First National Bank of Hartford · Florida · 2025

The First National Bank of Hartford in Florida: approval rate, denial rate and rates (2025)

The First National Bank of Hartford took 13 mortgage applications in Florida in 2025, ranking #852 of 1,993 lenders active in the state. It originated 92.3% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

13Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$95,000Median loanstate $255,000
$1.4MVolume4 counties

The First National Bank of Hartford in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
92.3%Origination rate+39.62 pts vs state
Median rate
Rate spread (pts)
$87kMedian applicant income
12Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
202316160.0%#874
2024770.0%#1,020
202513120.0%#852

What The First National Bank of Hartford lends in Florida

By loan purpose

Home purchase 6 46% · 0.0% denied
Refinance 5 38% · 0.0% denied
Home improvement 2 15% · 0.0% denied

By loan type

Conventional 13 100% · 0.0% denied

Where in Florida

Counties with the most The First National Bank of Hartford applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Holmes County 980 0.0%
Jackson County 220 0.0%
Washington County 110 0.0%
Bay County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 13 applications in 2025, of which 12 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are The First National Bank of Hartford's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology