The First National Bank of Brooksville in Kentucky vs the state
18.6%Denial rate-0.18 pts vs state
21.8%Decision denial rate-1.65 pts vs state
65.7%Origination rate+7.65 pts vs state
—Median rate
—Rate spread (pts)
$66kMedian applicant income
67Loans originated
19Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 87 | 51 | 26.4% | — | #187 |
| 2024 | 84 | 66 | 10.7% | — | #208 |
| 2025 | 102 | 67 | 18.6% | — | #209 |
What The First National Bank of Brooksville lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most The First National Bank of Brooksville applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bracken County | 53 | 33 | 11 | 20.8% |
| Pendleton County | 20 | 15 | 3 | 15.0% |
| Mason County | 18 | 13 | 3 | 16.7% |
| Campbell County | 6 | 3 | 1 | 16.7% |
| Harrison County | 1 | 0 | 0 | 0.0% |
| Robertson County | 1 | 1 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Lewis County | 1 | 0 | 1 | 100.0% |
| Fayette County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 102 applications in 2025, of which 67 were originated and 19 denied.
18.6% of all applications, or 21.8% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The First National Bank of Brooksville's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology