The Campbell & Fetter Bank in Michigan vs the state
10.5%Denial rate-7.99 pts vs state
12.5%Decision denial rate-10.08 pts vs state
73.7%Origination rate+13.79 pts vs state
—Median rate
—Rate spread (pts)
$177kMedian applicant income
14Loans originated
2Denied
Trend in Michigan
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 9 | 8 | 0.0% | — | #506 |
| 2024 | 17 | 15 | 5.9% | 8.00% | #440 |
| 2025 | 19 | 14 | 10.5% | — | #440 |
What The Campbell & Fetter Bank lends in Michigan
By loan purpose
By loan type
Where in Michigan
Counties with the most The Campbell & Fetter Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Cass County | 9 | 8 | 0 | 0.0% |
| St. Joseph County | 6 | 4 | 1 | 16.7% |
| Kalamazoo County | 2 | 1 | 0 | 0.0% |
| Berrien County | 1 | 1 | 0 | 0.0% |
| Branch County | 1 | 0 | 1 | 100.0% |
Other large lenders in Michigan
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 30,644 | 16.3% | 6.75% |
| United Shore Financial Services | B | 29,330 | 11.7% | 6.60% |
| The Huntington National Bank | D | 20,047 | 30.0% | 7.49% |
| Lake Michigan Credit Union | A | 16,662 | 5.6% | 6.75% |
| Fifth Third Bank | D | 11,176 | 26.4% | 7.50% |
| 21st Mortgage | F | 7,424 | 53.4% | 11.04% |
| Citizens Bank | C | 6,592 | 29.0% | 7.65% |
| Triad Financial Services | D | 6,426 | 56.1% | 8.49% |
| Union Home Mortgage | B | 5,303 | 4.3% | 6.75% |
| PNC Bank | D | 5,161 | 26.3% | 7.36% |
Frequently asked questions
Michigan: 19 applications in 2025, of which 14 were originated and 2 denied.
10.5% of all applications, or 12.5% of the applications it actually decided on. The Michigan statewide average across all lenders was 18.5%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are The Campbell & Fetter Bank's own HMDA filing for properties located in Michigan, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology