Texana Bank in Florida vs the state
3.3%Denial rate-17.80 pts vs state
6.9%Decision denial rate-20.34 pts vs state
37.3%Origination rate-15.37 pts vs state
6.50%Median rate-0.13 pts vs state
0.28Rate spread (pts)+0.02 pts vs state
$94kMedian applicant income
206Loans originated
18Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 190 | 1 | 30.0% | 6.88% | #394 |
| 2024 | 215 | 43 | 14.0% | 6.63% | #368 |
| 2025 | 552 | 206 | 3.3% | 6.50% | #229 |
What Texana Bank lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Texana Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Duval County | 124 | 69 | 5 | 4.0% |
| Volusia County | 44 | 19 | 0 | 0.0% |
| St. Johns County | 39 | 27 | 1 | 2.6% |
| Hillsborough County | 26 | 4 | 0 | 0.0% |
| Miami-Dade County | 26 | 1 | 0 | 0.0% |
| Marion County | 25 | 14 | 1 | 4.0% |
| Polk County | 22 | 6 | 1 | 4.5% |
| Lee County | 21 | 5 | 0 | 0.0% |
| Palm Beach County | 20 | 3 | 0 | 0.0% |
| Orange County | 17 | 5 | 3 | 17.6% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 552 applications in 2025, of which 206 were originated and 18 denied.
3.3% of all applications, or 6.9% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Texana Bank originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Texana Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology