T2 Financial in District of Columbia vs the state
22.2%Denial rate+4.16 pts vs state
22.2%Decision denial rate-1.52 pts vs state
77.8%Origination rate+22.27 pts vs state
6.63%Median rate+0.13 pts vs state
0.14Rate spread (pts)+0.09 pts vs state
$112kMedian applicant income
7Loans originated
2Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 4 | 0.0% | 7.56% | #230 |
| 2025 | 9 | 7 | 22.2% | 6.63% | #196 |
What T2 Financial lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most T2 Financial applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 9 | 7 | 2 | 22.2% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 9 applications in 2025, of which 7 were originated and 2 denied.
22.2% of all applications, or 22.2% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans T2 Financial originated in District of Columbia in 2025 was 6.63%, against a statewide median of 6.50%.
About this data. Figures are T2 Financial's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology