Swbc Mortgage · New Jersey · 2025

Swbc Mortgage in New Jersey: approval rate, denial rate and rates (2025)

Swbc Mortgage took 7 mortgage applications in New Jersey in 2025, ranking #566 of 883 lenders active in the state. It originated 85.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 17.7%.

7Applicationsin NJ
0.0%Decision denial ratestate 23.1%
6.56%Median ratestate 6.75%
$585,000Median loanstate $295,000
$3.2MVolume5 counties

Swbc Mortgage in New Jersey vs the state

0.0%Denial rate-17.69 pts vs state
0.0%Decision denial rate-23.05 pts vs state
85.7%Origination rate+30.03 pts vs state
6.56%Median rate-0.19 pts vs state
0.26Rate spread (pts)-0.02 pts vs state
$189kMedian applicant income
6Loans originated
0Denied

What Swbc Mortgage lends in New Jersey

By loan purpose

Home purchase 6 86% · 0.0% denied
Cash-out refinance 1 14% · 0.0% denied

By loan type

Conventional 6 86% · 0.0% denied
VA 1 14% · 0.0% denied

Where in New Jersey

Counties with the most Swbc Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Passaic County 320 0.0%
Camden County 110 0.0%
Mercer County 110 0.0%
Ocean County 110 0.0%
Monmouth County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 7 applications in 2025, of which 6 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Swbc Mortgage originated in New Jersey in 2025 was 6.56%, against a statewide median of 6.75%.

About this data. Figures are Swbc Mortgage's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology