Sun West Mortgage Company · Rhode Island · 2025

Sun West Mortgage Company in Rhode Island: approval rate, denial rate and rates (2025)

Sun West Mortgage Company took 6 mortgage applications in Rhode Island in 2025, ranking #231 of 453 lenders active in the state. It originated 66.7% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.7%.

6Applicationsin RI
0.0%Decision denial ratestate 23.2%
6.19%Median ratestate 6.75%
$370,000Median loanstate $255,000
$1.6MVolume2 counties

Sun West Mortgage Company in Rhode Island vs the state

0.0%Denial rate-18.70 pts vs state
0.0%Decision denial rate-23.17 pts vs state
66.7%Origination rate+6.92 pts vs state
6.19%Median rate-0.56 pts vs state
0.03Rate spread (pts)-0.15 pts vs state
$98kMedian applicant income
4Loans originated
0Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
20239544.4%6.75%#182
20241070.0%6.38%#188
2025640.0%6.19%#231

What Sun West Mortgage Company lends in Rhode Island

By loan purpose

Home purchase 3 50% · 0.0% denied
Refinance 1 17% · 0.0% denied
Cash-out refinance 1 17% · 0.0% denied
Other / HELOC 1 17% · 0.0% denied

By loan type

Conventional 2 33% · 0.0% denied
FHA 2 33% · 0.0% denied
VA 2 33% · 0.0% denied

Where in Rhode Island

Counties with the most Sun West Mortgage Company applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 540 0.0%
Kent County 100 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 6 applications in 2025, of which 4 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Sun West Mortgage Company originated in Rhode Island in 2025 was 6.19%, against a statewide median of 6.75%.

About this data. Figures are Sun West Mortgage Company's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology