Success Lending · New Mexico · 2025

Success Lending in New Mexico: approval rate, denial rate and rates (2025)

Success Lending took 15 mortgage applications in New Mexico in 2025, ranking #224 of 599 lenders active in the state. It originated 53.3% of them and denied 26.7% (33.3% of the applications it decided), against a statewide denial rate of 18.6%.

15Applicationsin NM
33.3%Decision denial ratestate 24.7%
6.56%Median ratestate 6.63%
$215,000Median loanstate $205,000
$1.8MVolume6 counties

Success Lending in New Mexico vs the state

26.7%Denial rate+8.07 pts vs state
33.3%Decision denial rate+8.67 pts vs state
53.3%Origination rate-0.01 pts vs state
6.56%Median rate-0.06 pts vs state
0.33Rate spread (pts)-0.05 pts vs state
$62kMedian applicant income
8Loans originated
4Denied

Trend in New Mexico

YearApplicationsOriginatedDenial rateMedian rateRank in state
202410520.0%6.50%#252
202515826.7%6.56%#224

What Success Lending lends in New Mexico

By loan purpose

Home purchase 9 60% · 22.2% denied
Refinance 3 20% · 33.3% denied
Cash-out refinance 3 20% · 33.3% denied

By loan type

Conventional 11 73% · 27.3% denied
FHA 4 27% · 25.0% denied

Why it denied New Mexico applicants

Incomplete application 3 75%
Other 1 25%

Where in New Mexico

Counties with the most Success Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Doña Ana County 632 33.3%
Eddy County 320 0.0%
Santa Fe County 211 50.0%
Torrance County 210 0.0%
Bernalillo County 110 0.0%
Rio Arriba County 101 100.0%

Other large lenders in New Mexico

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 4,44020.5%6.75%
21st MortgageF 3,99245.5%9.60%
United Shore Financial ServicesB 3,25112.8%6.13%
Guild MortgageA 3,1864.3%6.63%
NusendaD 2,96213.7%8.00%
Waterstone MortgageC 2,7403.2%6.88%
Vanderbilt Mortgage and FinanceF 2,08546.4%9.99%
Sunward Federal Credit UnionB 1,7659.1%6.50%
Mortgage Research CenterC 1,68315.9%6.25%
Primary Residential MortgageC 1,4974.9%6.63%

Frequently asked questions

New Mexico: 15 applications in 2025, of which 8 were originated and 4 denied.

26.7% of all applications, or 33.3% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.

The median rate on loans Success Lending originated in New Mexico in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Success Lending's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology