Success Lending · New Jersey · 2025

Success Lending in New Jersey: approval rate, denial rate and rates (2025)

Success Lending took 7 mortgage applications in New Jersey in 2025, ranking #558 of 883 lenders active in the state. It originated 42.9% of them and denied 14.3% (25.0% of the applications it decided), against a statewide denial rate of 17.7%.

7Applicationsin NJ
25.0%Decision denial ratestate 23.1%
6.38%Median ratestate 6.75%
$245,000Median loanstate $295,000
$935kVolume4 counties

Success Lending in New Jersey vs the state

14.3%Denial rate-3.40 pts vs state
25.0%Decision denial rate+1.95 pts vs state
42.9%Origination rate-12.82 pts vs state
6.38%Median rate-0.38 pts vs state
-0.15Rate spread (pts)-0.43 pts vs state
$176kMedian applicant income
3Loans originated
1Denied

What Success Lending lends in New Jersey

By loan purpose

Home purchase 3 43% · 0.0% denied
Refinance 2 29% · 50.0% denied
Cash-out refinance 2 29% · 0.0% denied

By loan type

Conventional 3 43% · 0.0% denied
FHA 1 14% · 0.0% denied
VA 3 43% · 33.3% denied

Why it denied New Jersey applicants

Incomplete application 1 100%

Where in New Jersey

Counties with the most Success Lending applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Atlantic County 311 33.3%
Ocean County 210 0.0%
Morris County 100 0.0%
Camden County 110 0.0%

Other large lenders in New Jersey

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 16,33916.1%6.75%
TD BankD 12,53226.2%7.49%
Bank of AmericaF 12,14230.6%6.00%
Citizens BankC 12,11328.9%7.40%
Crosscountry MortgageB 12,0425.3%6.75%
PNC BankD 10,81527.8%7.75%
United Shore Financial ServicesB 10,55215.3%6.38%
Guaranteed RateB 8,6435.5%6.58%
NewrezD 6,53522.5%6.99%
Loandepot.ComD 6,49115.3%6.63%

Frequently asked questions

New Jersey: 7 applications in 2025, of which 3 were originated and 1 denied.

14.3% of all applications, or 25.0% of the applications it actually decided on. The New Jersey statewide average across all lenders was 17.7%.

The median rate on loans Success Lending originated in New Jersey in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Success Lending's own HMDA filing for properties located in New Jersey, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology