Southeastern Bank · Florida · 2025

Southeastern Bank in Florida: approval rate, denial rate and rates (2025)

Southeastern Bank took 21 mortgage applications in Florida in 2025, ranking #750 of 1,993 lenders active in the state. It originated 90.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

21Applicationsin FL
0.0%Decision denial ratestate 27.2%
Median ratestate 6.63%
$275,000Median loanstate $255,000
$7.5MVolume2 counties

Southeastern Bank in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
90.5%Origination rate+37.79 pts vs state
Median rate
Rate spread (pts)
$293kMedian applicant income
19Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20238712.5%#1,062
20249811.1%#957
202521190.0%#750

What Southeastern Bank lends in Florida

By loan purpose

Home purchase 8 38% · 0.0% denied
Refinance 12 57% · 0.0% denied
Home improvement 1 5% · 0.0% denied

By loan type

Conventional 21 100% · 0.0% denied

Where in Florida

Counties with the most Southeastern Bank applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Nassau County 20180 0.0%
Seminole County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 21 applications in 2025, of which 19 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are Southeastern Bank's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology