SouthEast Bank in Georgia vs the state
18.2%Denial rate-1.04 pts vs state
18.2%Decision denial rate-6.89 pts vs state
72.7%Origination rate+18.64 pts vs state
7.50%Median rate+0.88 pts vs state
0.20Rate spread (pts)-0.07 pts vs state
$131kMedian applicant income
8Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 20 | 14 | 20.0% | 8.50% | #550 |
| 2024 | 13 | 9 | 23.1% | 8.25% | #619 |
| 2025 | 11 | 8 | 18.2% | 7.50% | #647 |
What SouthEast Bank lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most SouthEast Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Catoosa County | 6 | 5 | 1 | 16.7% |
| Walker County | 5 | 3 | 1 | 20.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 11 applications in 2025, of which 8 were originated and 2 denied.
18.2% of all applications, or 18.2% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans SouthEast Bank originated in Georgia in 2025 was 7.50%, against a statewide median of 6.63%.
About this data. Figures are SouthEast Bank's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology