Silver Hill Funding in Ohio vs the state
24.2%Denial rate+6.50 pts vs state
53.6%Decision denial rate+31.68 pts vs state
21.0%Origination rate-38.93 pts vs state
8.25%Median rate+1.38 pts vs state
—Rate spread (pts)
—Median applicant income
13Loans originated
15Denied
Trend in Ohio
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 85 | 24 | 20.0% | 8.75% | #325 |
| 2024 | 73 | 19 | 12.3% | 8.88% | #355 |
| 2025 | 62 | 13 | 24.2% | 8.25% | #381 |
What Silver Hill Funding lends in Ohio
By loan purpose
By loan type
Why it denied Ohio applicants
Other large lenders in Ohio
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| The Huntington National Bank | D | 42,683 | 25.8% | 7.59% |
| Rocket Mortgage | C | 23,165 | 18.5% | 6.63% |
| Fifth Third Bank | D | 21,939 | 25.6% | 7.50% |
| Crosscountry Mortgage | B | 16,066 | 3.1% | 6.75% |
| United Shore Financial Services | B | 14,626 | 13.1% | 6.45% |
| Third Federal Savings and Loan Association of Cleveland | C | 12,622 | 23.0% | 6.74% |
| PNC Bank | D | 11,607 | 24.6% | 7.40% |
| Wright-Patt Credit Union | C | 8,791 | 28.1% | 7.50% |
| U.S. Bank | D | 8,623 | 38.0% | 7.60% |
| Citizens Bank | C | 7,775 | 24.3% | 7.65% |
Frequently asked questions
Ohio: 62 applications in 2025, of which 13 were originated and 15 denied.
24.2% of all applications, or 53.6% of the applications it actually decided on. The Ohio statewide average across all lenders was 17.7%.
The median rate on loans Silver Hill Funding originated in Ohio in 2025 was 8.25%, against a statewide median of 6.88%.
About this data. Figures are Silver Hill Funding's own HMDA filing for properties located in Ohio, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology