Royal Pacific Funding in Indiana vs the state
0.0%Denial rate-16.57 pts vs state
0.0%Decision denial rate-20.14 pts vs state
14.3%Origination rate-47.96 pts vs state
6.13%Median rate-0.63 pts vs state
0.04Rate spread (pts)-0.32 pts vs state
$141kMedian applicant income
1Loans originated
0Denied
Trend in Indiana
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 6 | 0 | 0.0% | — | #578 |
| 2024 | 6 | 3 | 0.0% | 7.99% | #604 |
| 2025 | 7 | 1 | 0.0% | 6.13% | #597 |
What Royal Pacific Funding lends in Indiana
By loan purpose
By loan type
Where in Indiana
Counties with the most Royal Pacific Funding applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Marion County | 3 | 0 | 0 | 0.0% |
| Henry County | 2 | 0 | 0 | 0.0% |
| Lake County | 1 | 1 | 0 | 0.0% |
| Madison County | 1 | 0 | 0 | 0.0% |
Other large lenders in Indiana
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,503 | 18.6% | 6.75% |
| Ruoff Mortgage Company | A | 8,860 | 4.0% | 6.75% |
| Fifth Third Bank | D | 8,693 | 27.6% | 7.75% |
| United Shore Financial Services | B | 8,659 | 12.2% | 6.38% |
| Freedom Mortgage | B | 5,454 | 8.9% | 6.25% |
| Newrez | D | 5,421 | 18.2% | 6.63% |
| First Merchants Bank | C | 5,114 | 19.9% | 6.76% |
| Fairway Independent Mortgage | B | 4,813 | 7.4% | 6.75% |
| Mortgage Research Center | C | 4,791 | 19.0% | 6.25% |
| PNC Bank | D | 4,724 | 25.1% | 7.55% |
Frequently asked questions
Indiana: 7 applications in 2025, of which 1 were originated and 0 denied.
0.0% of all applications, or 0.0% of the applications it actually decided on. The Indiana statewide average across all lenders was 16.6%.
The median rate on loans Royal Pacific Funding originated in Indiana in 2025 was 6.13%, against a statewide median of 6.75%.
About this data. Figures are Royal Pacific Funding's own HMDA filing for properties located in Indiana, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology