ResMac in Georgia vs the state
40.0%Denial rate+20.78 pts vs state
50.0%Decision denial rate+24.93 pts vs state
40.0%Origination rate-14.09 pts vs state
6.88%Median rate+0.25 pts vs state
0.57Rate spread (pts)+0.30 pts vs state
$134kMedian applicant income
2Loans originated
2Denied
What ResMac lends in Georgia
By loan purpose
By loan type
Why it denied Georgia applicants
Where in Georgia
Counties with the most ResMac applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Gwinnett County | 3 | 2 | 1 | 33.3% |
| Douglas County | 1 | 0 | 1 | 100.0% |
| Richmond County | 1 | 0 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 5 applications in 2025, of which 2 were originated and 2 denied.
40.0% of all applications, or 50.0% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
The median rate on loans ResMac originated in Georgia in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are ResMac's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology