Raymond James Bank in New York vs the state
2.4%Denial rate-17.34 pts vs state
2.6%Decision denial rate-21.44 pts vs state
90.4%Origination rate+30.77 pts vs state
5.38%Median rate-1.25 pts vs state
-0.51Rate spread (pts)-0.72 pts vs state
$725kMedian applicant income
75Loans originated
2Denied
Trend in New York
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 76 | 59 | 7.9% | 5.13% | #286 |
| 2024 | 80 | 66 | 7.5% | 5.88% | #288 |
| 2025 | 83 | 75 | 2.4% | 5.38% | #292 |
What Raymond James Bank lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Raymond James Bank applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| New York County | 24 | 23 | 0 | 0.0% |
| Suffolk County | 14 | 13 | 0 | 0.0% |
| Westchester County | 12 | 10 | 1 | 8.3% |
| Kings County | 9 | 7 | 1 | 11.1% |
| Nassau County | 9 | 8 | 0 | 0.0% |
| Rockland County | 3 | 3 | 0 | 0.0% |
| Queens County | 3 | 2 | 0 | 0.0% |
| Monroe County | 2 | 2 | 0 | 0.0% |
| Dutchess County | 2 | 2 | 0 | 0.0% |
| Erie County | 1 | 1 | 0 | 0.0% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 83 applications in 2025, of which 75 were originated and 2 denied.
2.4% of all applications, or 2.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Raymond James Bank originated in New York in 2025 was 5.38%, against a statewide median of 6.63%.
About this data. Figures are Raymond James Bank's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology