Rain City Capital in South Carolina vs the state
51.9%Denial rate+33.54 pts vs state
51.9%Decision denial rate+28.38 pts vs state
48.2%Origination rate-8.46 pts vs state
10.50%Median rate+4.00 pts vs state
—Rate spread (pts)
$100kMedian applicant income
13Loans originated
14Denied
What Rain City Capital lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Rain City Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Greenville County | 2 | 2 | 0 | 0.0% |
| Pickens County | 2 | 2 | 0 | 0.0% |
| Oconee County | 2 | 2 | 0 | 0.0% |
| Lexington County | 1 | 1 | 0 | 0.0% |
| York County | 1 | 1 | 0 | 0.0% |
| Charleston County | 1 | 0 | 1 | 100.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 27 applications in 2025, of which 13 were originated and 14 denied.
51.9% of all applications, or 51.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Rain City Capital originated in South Carolina in 2025 was 10.50%, against a statewide median of 6.50%.
About this data. Figures are Rain City Capital's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology