Radius Financial Group · Rhode Island · 2025

Radius Financial Group in Rhode Island: approval rate, denial rate and rates (2025)

Radius Financial Group took 46 mortgage applications in Rhode Island in 2025, ranking #101 of 453 lenders active in the state. It originated 91.3% of them and denied 2.2% (2.3% of the applications it decided), against a statewide denial rate of 18.7%.

46Applicationsin RI
2.3%Decision denial ratestate 23.2%
6.38%Median ratestate 6.75%
$420,000Median loanstate $255,000
$16MVolume5 counties

Radius Financial Group in Rhode Island vs the state

2.2%Denial rate-16.53 pts vs state
2.3%Decision denial rate-20.90 pts vs state
91.3%Origination rate+31.55 pts vs state
6.38%Median rate-0.38 pts vs state
0.13Rate spread (pts)-0.06 pts vs state
$116kMedian applicant income
42Loans originated
1Denied

Trend in Rhode Island

YearApplicationsOriginatedDenial rateMedian rateRank in state
202321190.0%7.13%#131
202420170.0%6.88%#133
202546422.2%6.38%#101

What Radius Financial Group lends in Rhode Island

By loan purpose

Home purchase 37 80% · 2.7% denied
Refinance 7 15% · 0.0% denied
Cash-out refinance 2 4% · 0.0% denied

By loan type

Conventional 31 67% · 0.0% denied
FHA 14 30% · 7.1% denied
VA 1 2% · 0.0% denied

Why it denied Rhode Island applicants

Collateral 1 100%

Where in Rhode Island

Counties with the most Radius Financial Group applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Providence County 29281 3.4%
Newport County 970 0.0%
Washington County 320 0.0%
Kent County 330 0.0%
Bristol County 220 0.0%

Other large lenders in Rhode Island

LenderGradeApplicationsDenial rateMedian rate
Citizens BankC 6,32927.8%7.40%
Navigant Credit UnionB 2,84716.1%6.50%
COASTAL1 Credit UnionB 1,93124.3%6.75%
The Washington Trust Company, of WesterlyC 1,75521.9%6.38%
Rocket MortgageC 1,43019.7%6.75%
Movement MortgageA 1,3083.6%6.63%
Bank of AmericaF 1,29839.1%6.24%
Primary Residential MortgageC 1,0568.4%6.63%
BankNewportB 1,01419.7%6.63%
CMG MortgageA 9927.6%6.63%

Frequently asked questions

Rhode Island: 46 applications in 2025, of which 42 were originated and 1 denied.

2.2% of all applications, or 2.3% of the applications it actually decided on. The Rhode Island statewide average across all lenders was 18.7%.

The median rate on loans Radius Financial Group originated in Rhode Island in 2025 was 6.38%, against a statewide median of 6.75%.

About this data. Figures are Radius Financial Group's own HMDA filing for properties located in Rhode Island, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology