Quorum Federal Credit Union · District of Columbia · 2025

Quorum Federal Credit Union in District of Columbia: approval rate, denial rate and rates (2025)

Quorum Federal Credit Union took 16 mortgage applications in District of Columbia in 2025, ranking #149 of 473 lenders active in the state. It originated 43.8% of them and denied 43.8% (46.7% of the applications it decided), against a statewide denial rate of 18.1%.

16Applicationsin DC
46.7%Decision denial ratestate 23.7%
8.38%Median ratestate 6.50%
$155,000Median loanstate $405,000
$2.4MVolume1 counties

Quorum Federal Credit Union in District of Columbia vs the state

43.8%Denial rate+25.69 pts vs state
46.7%Decision denial rate+22.93 pts vs state
43.8%Origination rate-11.76 pts vs state
8.38%Median rate+1.88 pts vs state
1.41Rate spread (pts)+1.36 pts vs state
$188kMedian applicant income
7Loans originated
7Denied

Trend in District of Columbia

YearApplicationsOriginatedDenial rateMedian rateRank in state
20236416.7%10.68%#220
20248450.0%9.37%#194
202516743.8%8.38%#149

What Quorum Federal Credit Union lends in District of Columbia

By loan purpose

Refinance 2 13% · 100.0% denied
Cash-out refinance 12 75% · 41.7% denied
Home improvement 2 13% · 0.0% denied

By loan type

Conventional 16 100% · 43.8% denied

Why it denied District of Columbia applicants

Debt-to-income ratio 4 57%
Collateral 3 43%

Where in District of Columbia

Counties with the most Quorum Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
District of Columbia 1677 43.8%

Other large lenders in District of Columbia

LenderGradeApplicationsDenial rateMedian rate
Navy Federal Credit UnionD 78628.5%7.75%
Rocket MortgageC 67120.7%6.63%
Bank of AmericaF 54633.2%5.99%
First Savings MortgageA 5440.9%6.50%
Truist BankC 52941.2%6.25%
PNC BankD 46731.5%6.25%
JPMorgan Chase BankB 4597.6%6.38%
CitibankB 4179.6%6.00%
First Home MortgageB 3592.5%6.63%
NewrezD 35323.5%6.63%

Frequently asked questions

District of Columbia: 16 applications in 2025, of which 7 were originated and 7 denied.

43.8% of all applications, or 46.7% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.

The median rate on loans Quorum Federal Credit Union originated in District of Columbia in 2025 was 8.38%, against a statewide median of 6.50%.

About this data. Figures are Quorum Federal Credit Union's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology