Purdue · South Carolina · 2025

Purdue in South Carolina: approval rate, denial rate and rates (2025)

Purdue took 7 mortgage applications in South Carolina in 2025, ranking #580 of 1,143 lenders active in the state. It originated 57.1% of them and denied 42.9% (42.9% of the applications it decided), against a statewide denial rate of 18.3%.

7Applicationsin SC
42.9%Decision denial ratestate 23.5%
7.00%Median ratestate 6.50%
$35,000Median loanstate $225,000
$910kVolume4 counties

Purdue in South Carolina vs the state

42.9%Denial rate+24.55 pts vs state
42.9%Decision denial rate+19.39 pts vs state
57.1%Origination rate+0.53 pts vs state
7.00%Median rate+0.50 pts vs state
-0.13Rate spread (pts)-0.35 pts vs state
$89kMedian applicant income
4Loans originated
3Denied

What Purdue lends in South Carolina

By loan purpose

Home purchase 1 14% · 0.0% denied
Home improvement 5 71% · 60.0% denied
Other / HELOC 1 14% · 0.0% denied

By loan type

Conventional 7 100% · 42.9% denied

Why it denied South Carolina applicants

Other 2 67%
Debt-to-income ratio 1 33%

Where in South Carolina

Counties with the most Purdue applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Kershaw County 312 66.7%
Greenville County 220 0.0%
Beaufort County 110 0.0%
Jasper County 101 100.0%

Other large lenders in South Carolina

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 13,40316.8%6.63%
Vanderbilt Mortgage and FinanceF 12,27240.7%6.50%
United Shore Financial ServicesB 9,23612.8%6.13%
21st MortgageF 6,51048.2%10.41%
Dhi Mortgage CompanyB 6,18417.4%4.99%
Navy Federal Credit UnionD 5,42421.2%7.50%
First-Citizens Bank & TrustB 5,39920.9%6.38%
Freedom MortgageB 5,2967.3%6.25%
Mortgage Research CenterC 5,18919.1%6.25%
Bank of AmericaF 5,00933.1%6.24%

Frequently asked questions

South Carolina: 7 applications in 2025, of which 4 were originated and 3 denied.

42.9% of all applications, or 42.9% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.

The median rate on loans Purdue originated in South Carolina in 2025 was 7.00%, against a statewide median of 6.50%.

About this data. Figures are Purdue's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology