Pulte Mortgage in New Mexico vs the state
10.2%Denial rate-8.39 pts vs state
13.0%Decision denial rate-11.69 pts vs state
68.3%Origination rate+14.96 pts vs state
4.99%Median rate-1.63 pts vs state
-1.34Rate spread (pts)-1.72 pts vs state
$134kMedian applicant income
321Loans originated
48Denied
Trend in New Mexico
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 484 | 288 | 11.4% | 5.75% | #31 |
| 2024 | 482 | 306 | 11.8% | 5.56% | #35 |
| 2025 | 470 | 321 | 10.2% | 4.99% | #39 |
What Pulte Mortgage lends in New Mexico
By loan purpose
By loan type
Why it denied New Mexico applicants
Where in New Mexico
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Sandoval County | 272 | 185 | 35 | 12.9% |
| Bernalillo County | 119 | 85 | 6 | 5.0% |
| Santa Fe County | 79 | 51 | 7 | 8.9% |
Other large lenders in New Mexico
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 4,440 | 20.5% | 6.75% |
| 21st Mortgage | F | 3,992 | 45.5% | 9.60% |
| United Shore Financial Services | B | 3,251 | 12.8% | 6.13% |
| Guild Mortgage | A | 3,186 | 4.3% | 6.63% |
| Nusenda | D | 2,962 | 13.7% | 8.00% |
| Waterstone Mortgage | C | 2,740 | 3.2% | 6.88% |
| Vanderbilt Mortgage and Finance | F | 2,085 | 46.4% | 9.99% |
| Sunward Federal Credit Union | B | 1,765 | 9.1% | 6.50% |
| Mortgage Research Center | C | 1,683 | 15.9% | 6.25% |
| Primary Residential Mortgage | C | 1,497 | 4.9% | 6.63% |
Frequently asked questions
New Mexico: 470 applications in 2025, of which 321 were originated and 48 denied.
10.2% of all applications, or 13.0% of the applications it actually decided on. The New Mexico statewide average across all lenders was 18.6%.
The median rate on loans Pulte Mortgage originated in New Mexico in 2025 was 4.99%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in New Mexico, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology