Pulte Mortgage in Minnesota vs the state
10.5%Denial rate-3.09 pts vs state
12.8%Decision denial rate-3.55 pts vs state
71.3%Origination rate+4.89 pts vs state
6.25%Median rate-0.38 pts vs state
-0.11Rate spread (pts)-0.36 pts vs state
$146kMedian applicant income
434Loans originated
64Denied
Trend in Minnesota
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 501 | 395 | 5.6% | 5.99% | #68 |
| 2024 | 563 | 418 | 9.4% | 6.25% | #72 |
| 2025 | 609 | 434 | 10.5% | 6.25% | #69 |
What Pulte Mortgage lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Pulte Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 256 | 182 | 29 | 11.3% |
| Washington County | 165 | 112 | 21 | 12.7% |
| Dakota County | 106 | 79 | 10 | 9.4% |
| Carver County | 28 | 23 | 0 | 0.0% |
| Scott County | 26 | 19 | 2 | 7.7% |
| Ramsey County | 19 | 14 | 1 | 5.3% |
| Anoka County | 9 | 5 | 1 | 11.1% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 609 applications in 2025, of which 434 were originated and 64 denied.
10.5% of all applications, or 12.8% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Pulte Mortgage originated in Minnesota in 2025 was 6.25%, against a statewide median of 6.63%.
About this data. Figures are Pulte Mortgage's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology