Publix Employees Federal Credit Union in South Carolina vs the state
20.0%Denial rate+1.69 pts vs state
100.0%Decision denial rate+76.53 pts vs state
0.0%Origination rate-56.61 pts vs state
—Median rate
—Rate spread (pts)
$90kMedian applicant income
0Loans originated
1Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 5 | 0.0% | — | #570 |
| 2024 | 6 | 0 | 33.3% | — | #601 |
| 2025 | 5 | 0 | 20.0% | — | #641 |
What Publix Employees Federal Credit Union lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Publix Employees Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 1 | 0 | 1 | 100.0% |
| Anderson County | 1 | 0 | 0 | 0.0% |
| Greenville County | 1 | 0 | 0 | 0.0% |
| Beaufort County | 1 | 0 | 0 | 0.0% |
| Dorchester County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 5 applications in 2025, of which 0 were originated and 1 denied.
20.0% of all applications, or 100.0% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Publix Employees Federal Credit Union's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology