Primis Mortgage in Virginia vs the state
2.7%Denial rate-13.27 pts vs state
3.6%Decision denial rate-16.65 pts vs state
70.6%Origination rate+11.07 pts vs state
6.62%Median rate0.00 pts vs state
0.38Rate spread (pts)+0.16 pts vs state
$127kMedian applicant income
132Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 88 | 58 | 8.0% | 6.88% | #279 |
| 2024 | 119 | 82 | 6.7% | 6.50% | #257 |
| 2025 | 187 | 132 | 2.7% | 6.62% | #212 |
What Primis Mortgage lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Primis Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 23 | 15 | 1 | 4.3% |
| Prince William County | 14 | 9 | 0 | 0.0% |
| Loudoun County | 13 | 10 | 1 | 7.7% |
| Virginia Beach city | 11 | 8 | 0 | 0.0% |
| Chesapeake city | 8 | 7 | 0 | 0.0% |
| Norfolk city | 8 | 7 | 0 | 0.0% |
| Bedford County | 6 | 4 | 0 | 0.0% |
| Chesterfield County | 5 | 5 | 0 | 0.0% |
| Mecklenburg County | 5 | 3 | 0 | 0.0% |
| James City County | 4 | 4 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 187 applications in 2025, of which 132 were originated and 5 denied.
2.7% of all applications, or 3.6% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Primis Mortgage originated in Virginia in 2025 was 6.62%, against a statewide median of 6.63%.
About this data. Figures are Primis Mortgage's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology