Primelending, a Plainscapital in Virginia vs the state
5.3%Denial rate-10.64 pts vs state
6.0%Decision denial rate-14.26 pts vs state
74.5%Origination rate+14.98 pts vs state
6.63%Median rate0.00 pts vs state
0.18Rate spread (pts)-0.04 pts vs state
$122kMedian applicant income
225Loans originated
16Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 620 | 428 | 6.1% | 6.75% | #86 |
| 2024 | 431 | 327 | 3.7% | 6.63% | #120 |
| 2025 | 302 | 225 | 5.3% | 6.63% | #160 |
What Primelending, a Plainscapital lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesterfield County | 37 | 27 | 2 | 5.4% |
| Richmond city | 23 | 16 | 0 | 0.0% |
| Henrico County | 22 | 21 | 0 | 0.0% |
| Frederick County | 17 | 10 | 2 | 11.8% |
| Virginia Beach city | 15 | 13 | 0 | 0.0% |
| Hanover County | 13 | 9 | 0 | 0.0% |
| Chesapeake city | 13 | 10 | 1 | 7.7% |
| Petersburg city | 9 | 5 | 3 | 33.3% |
| Winchester city | 8 | 8 | 0 | 0.0% |
| Goochland County | 8 | 7 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 302 applications in 2025, of which 225 were originated and 16 denied.
5.3% of all applications, or 6.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Primelending, a Plainscapital originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology