Primelending, a Plainscapital in Vermont vs the state
5.2%Denial rate-9.61 pts vs state
5.9%Decision denial rate-12.19 pts vs state
79.2%Origination rate+14.30 pts vs state
6.63%Median rate-0.08 pts vs state
0.45Rate spread (pts)+0.32 pts vs state
$130kMedian applicant income
76Loans originated
5Denied
Trend in Vermont
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 82 | 64 | 4.9% | 6.75% | #41 |
| 2024 | 83 | 66 | 3.6% | 6.75% | #43 |
| 2025 | 96 | 76 | 5.2% | 6.63% | #44 |
What Primelending, a Plainscapital lends in Vermont
By loan purpose
By loan type
Why it denied Vermont applicants
Where in Vermont
Counties with the most Primelending, a Plainscapital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Rutland County | 52 | 44 | 2 | 3.8% |
| Windsor County | 28 | 20 | 3 | 10.7% |
| Bennington County | 6 | 5 | 0 | 0.0% |
| Orange County | 3 | 2 | 0 | 0.0% |
| Windham County | 3 | 1 | 0 | 0.0% |
| Caledonia County | 2 | 2 | 0 | 0.0% |
| Essex County | 1 | 1 | 0 | 0.0% |
| Lamoille County | 1 | 1 | 0 | 0.0% |
Other large lenders in Vermont
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Eastrise Federal Credit Union | A | 3,529 | 5.1% | 6.50% |
| Rocket Mortgage | C | 1,165 | 22.0% | 6.75% |
| North Country | C | 1,135 | 9.5% | 7.25% |
| Vermont Federal Credit Union | A | 1,003 | 12.0% | 6.75% |
| Citizens Bank | C | 826 | 38.9% | 7.65% |
| Emm Loans | B | 761 | 1.5% | 6.63% |
| Mascoma Bank | B | 717 | 16.5% | 6.75% |
| Union Bank | B | 641 | 4.5% | 6.63% |
| Manufacturers and Traders Trust | C | 617 | 30.8% | 5.99% |
| Community Bank | D | 607 | 13.3% | 7.00% |
Frequently asked questions
Vermont: 96 applications in 2025, of which 76 were originated and 5 denied.
5.2% of all applications, or 5.9% of the applications it actually decided on. The Vermont statewide average across all lenders was 14.8%.
The median rate on loans Primelending, a Plainscapital originated in Vermont in 2025 was 6.63%, against a statewide median of 6.71%.
About this data. Figures are Primelending, a Plainscapital's own HMDA filing for properties located in Vermont, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology