Pinnacle Mortgage · Florida · 2025

Pinnacle Mortgage in Florida: approval rate, denial rate and rates (2025)

Pinnacle Mortgage took 8 mortgage applications in Florida in 2025, ranking #986 of 1,993 lenders active in the state. It originated 100.0% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 21.1%.

8Applicationsin FL
0.0%Decision denial ratestate 27.2%
6.56%Median ratestate 6.63%
$475,000Median loanstate $255,000
$3.6MVolume5 counties

Pinnacle Mortgage in Florida vs the state

0.0%Denial rate-21.06 pts vs state
0.0%Decision denial rate-27.24 pts vs state
100.0%Origination rate+47.31 pts vs state
6.56%Median rate-0.06 pts vs state
0.10Rate spread (pts)-0.17 pts vs state
$260kMedian applicant income
8Loans originated
0Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023660.0%7.12%#1,126
2025880.0%6.56%#986

What Pinnacle Mortgage lends in Florida

By loan purpose

Home purchase 4 50% · 0.0% denied
Refinance 1 13% · 0.0% denied
Cash-out refinance 3 38% · 0.0% denied

By loan type

Conventional 8 100% · 0.0% denied

Where in Florida

Counties with the most Pinnacle Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Miami-Dade County 220 0.0%
Palm Beach County 220 0.0%
Hillsborough County 220 0.0%
Orange County 110 0.0%
Volusia County 110 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 8 applications in 2025, of which 8 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Pinnacle Mortgage originated in Florida in 2025 was 6.56%, against a statewide median of 6.63%.

About this data. Figures are Pinnacle Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology