Pike Creek Mortgage Services in New York vs the state
10.9%Denial rate-8.85 pts vs state
16.6%Decision denial rate-7.49 pts vs state
54.0%Origination rate-5.56 pts vs state
6.50%Median rate-0.13 pts vs state
0.24Rate spread (pts)+0.03 pts vs state
$136kMedian applicant income
114Loans originated
23Denied
What Pike Creek Mortgage Services lends in New York
By loan purpose
By loan type
Why it denied New York applicants
Where in New York
Counties with the most Pike Creek Mortgage Services applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Westchester County | 30 | 16 | 1 | 3.3% |
| Chemung County | 27 | 20 | 1 | 3.7% |
| Nassau County | 24 | 10 | 3 | 12.5% |
| Suffolk County | 23 | 13 | 3 | 13.0% |
| Queens County | 21 | 7 | 5 | 23.8% |
| Rockland County | 16 | 9 | 3 | 18.8% |
| Steuben County | 10 | 7 | 1 | 10.0% |
| Dutchess County | 9 | 6 | 1 | 11.1% |
| Orange County | 9 | 5 | 1 | 11.1% |
| Monroe County | 8 | 5 | 1 | 12.5% |
Other large lenders in New York
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Citizens Bank | C | 20,315 | 32.7% | 7.97% |
| Rocket Mortgage | C | 19,924 | 22.0% | 6.88% |
| United Shore Financial Services | B | 14,777 | 11.2% | 6.50% |
| JPMorgan Chase Bank | B | 14,735 | 11.7% | 6.38% |
| Manufacturers and Traders Trust | C | 12,335 | 31.3% | 5.99% |
| Bank of America | F | 10,193 | 35.7% | 5.99% |
| Bethpage Federal Credit Union | C | 9,736 | 47.2% | 6.49% |
| TD Bank | D | 9,239 | 30.2% | 7.69% |
| Newrez | D | 8,654 | 24.2% | 6.75% |
| ESL Federal Credit Union | B | 7,817 | 17.6% | 4.50% |
Frequently asked questions
New York: 211 applications in 2025, of which 114 were originated and 23 denied.
10.9% of all applications, or 16.6% of the applications it actually decided on. The New York statewide average across all lenders was 19.8%.
The median rate on loans Pike Creek Mortgage Services originated in New York in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Pike Creek Mortgage Services's own HMDA filing for properties located in New York, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology