Peoples Bank of East Tennessee in Georgia vs the state
12.5%Denial rate-6.72 pts vs state
14.3%Decision denial rate-10.78 pts vs state
75.0%Origination rate+20.91 pts vs state
—Median rate
—Rate spread (pts)
$104kMedian applicant income
12Loans originated
2Denied
Trend in Georgia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 7 | 6 | 0.0% | — | #718 |
| 2024 | 7 | 6 | 14.3% | — | #700 |
| 2025 | 16 | 12 | 12.5% | — | #600 |
What Peoples Bank of East Tennessee lends in Georgia
By loan purpose
By loan type
Where in Georgia
Counties with the most Peoples Bank of East Tennessee applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fannin County | 14 | 10 | 2 | 14.3% |
| Fulton County | 1 | 1 | 0 | 0.0% |
| Gilmer County | 1 | 1 | 0 | 0.0% |
Other large lenders in Georgia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 29,845 | 18.2% | 6.63% |
| United Shore Financial Services | B | 23,784 | 12.6% | 6.25% |
| Navy Federal Credit Union | D | 12,388 | 26.4% | 7.95% |
| Truist Bank | C | 10,563 | 38.7% | 6.49% |
| Pennymac Loan Services | C | 10,273 | 11.6% | 6.49% |
| Broker Solutions | D | 9,709 | 8.6% | 6.63% |
| Mortgage Research Center | C | 9,443 | 19.8% | 6.25% |
| Freedom Mortgage | B | 9,293 | 9.1% | 6.25% |
| Bank of America | F | 9,168 | 36.5% | 6.24% |
| Ameris Bank | B | 8,065 | 10.1% | 6.50% |
Frequently asked questions
Georgia: 16 applications in 2025, of which 12 were originated and 2 denied.
12.5% of all applications, or 14.3% of the applications it actually decided on. The Georgia statewide average across all lenders was 19.2%.
This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).
About this data. Figures are Peoples Bank of East Tennessee's own HMDA filing for properties located in Georgia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology