Park Lane Finance Solutions in South Carolina vs the state
35.0%Denial rate+16.69 pts vs state
41.2%Decision denial rate+17.71 pts vs state
10.0%Origination rate-46.61 pts vs state
10.37%Median rate+3.87 pts vs state
4.37Rate spread (pts)+4.15 pts vs state
$56kMedian applicant income
2Loans originated
7Denied
Trend in South Carolina
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 21 | 2 | 47.6% | 11.12% | #417 |
| 2024 | 13 | 3 | 30.8% | 11.24% | #491 |
| 2025 | 20 | 2 | 35.0% | 10.37% | #446 |
What Park Lane Finance Solutions lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Park Lane Finance Solutions applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| York County | 9 | 0 | 5 | 55.6% |
| Greenville County | 5 | 0 | 2 | 40.0% |
| Spartanburg County | 4 | 2 | 0 | 0.0% |
| Lexington County | 1 | 0 | 0 | 0.0% |
| Horry County | 1 | 0 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 20 applications in 2025, of which 2 were originated and 7 denied.
35.0% of all applications, or 41.2% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Park Lane Finance Solutions originated in South Carolina in 2025 was 10.37%, against a statewide median of 6.50%.
About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology