Park Lane Finance Solutions · Maryland · 2025

Park Lane Finance Solutions in Maryland: approval rate, denial rate and rates (2025)

Park Lane Finance Solutions took 14 mortgage applications in Maryland in 2025, ranking #441 of 810 lenders active in the state. It originated 57.1% of them and denied 35.7% (35.7% of the applications it decided), against a statewide denial rate of 18.8%.

14Applicationsin MD
35.7%Decision denial ratestate 24.1%
10.49%Median ratestate 6.63%
$80,000Median loanstate $265,000
$700kVolume3 counties

Park Lane Finance Solutions in Maryland vs the state

35.7%Denial rate+16.91 pts vs state
35.7%Decision denial rate+11.58 pts vs state
57.1%Origination rate+1.43 pts vs state
10.49%Median rate+3.87 pts vs state
4.53Rate spread (pts)+4.28 pts vs state
$72kMedian applicant income
8Loans originated
5Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023601336.7%11.40%#273
202424441.7%11.62%#389
202514835.7%10.49%#441

What Park Lane Finance Solutions lends in Maryland

By loan purpose

Home purchase 13 93% · 38.5% denied
Refinance 1 7% · 0.0% denied

By loan type

Conventional 14 100% · 35.7% denied

Why it denied Maryland applicants

Debt-to-income ratio 4 80%
Credit history 1 20%

Where in Maryland

Counties with the most Park Lane Finance Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Washington County 1045 50.0%
Anne Arundel County 330 0.0%
Baltimore County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 14 applications in 2025, of which 8 were originated and 5 denied.

35.7% of all applications, or 35.7% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans Park Lane Finance Solutions originated in Maryland in 2025 was 10.49%, against a statewide median of 6.63%.

About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology