Park Lane Finance Solutions · Florida · 2025

Park Lane Finance Solutions in Florida: approval rate, denial rate and rates (2025)

Park Lane Finance Solutions took 94 mortgage applications in Florida in 2025, ranking #494 of 1,993 lenders active in the state. It originated 18.1% of them and denied 47.9% (70.3% of the applications it decided), against a statewide denial rate of 21.1%.

94Applicationsin FL
70.3%Decision denial ratestate 27.2%
10.24%Median ratestate 6.63%
$85,000Median loanstate $255,000
$1.5MVolume19 counties

Park Lane Finance Solutions in Florida vs the state

47.9%Denial rate+26.81 pts vs state
70.3%Decision denial rate+43.07 pts vs state
18.1%Origination rate-34.60 pts vs state
10.24%Median rate+3.62 pts vs state
4.20Rate spread (pts)+3.93 pts vs state
$82kMedian applicant income
17Loans originated
45Denied

Trend in Florida

YearApplicationsOriginatedDenial rateMedian rateRank in state
20232295641.5%11.49%#357
20241061948.1%11.49%#474
2025941747.9%10.24%#494

What Park Lane Finance Solutions lends in Florida

By loan purpose

Home purchase 92 98% · 48.9% denied
Refinance 2 2% · 0.0% denied

By loan type

Conventional 94 100% · 47.9% denied

Why it denied Florida applicants

Debt-to-income ratio 34 76%
Credit history 9 20%
Employment history 1 2%
Unverifiable information 1 2%

Where in Florida

Counties with the most Park Lane Finance Solutions applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Indian River County 25316 64.0%
Lake County 1335 38.5%
Martin County 1025 50.0%
Pasco County 513 60.0%
Volusia County 513 60.0%
Osceola County 503 60.0%
Lee County 411 25.0%
Pinellas County 403 75.0%
Brevard County 401 25.0%
Hernando County 300 0.0%

Other large lenders in Florida

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 71,40515.3%6.44%
Rocket MortgageC 46,61121.0%6.63%
Bank of AmericaF 23,63437.7%6.24%
Pennymac Loan ServicesC 19,51614.1%6.50%
Navy Federal Credit UnionD 19,45223.2%7.59%
Crosscountry MortgageB 19,1035.2%6.75%
NewrezD 17,51922.4%6.75%
Dhi Mortgage CompanyB 16,66114.5%4.88%
Lennar MortgageA 14,98421.0%4.75%
Truist BankC 14,14041.5%6.60%

Frequently asked questions

Florida: 94 applications in 2025, of which 17 were originated and 45 denied.

47.9% of all applications, or 70.3% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.

The median rate on loans Park Lane Finance Solutions originated in Florida in 2025 was 10.24%, against a statewide median of 6.63%.

About this data. Figures are Park Lane Finance Solutions's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology