Paramount Residential Mortgage Group in Virginia vs the state
3.5%Denial rate-12.41 pts vs state
5.0%Decision denial rate-15.25 pts vs state
67.1%Origination rate+7.60 pts vs state
6.63%Median rate0.00 pts vs state
0.31Rate spread (pts)+0.09 pts vs state
$132kMedian applicant income
247Loans originated
13Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 230 | 144 | 5.2% | 6.75% | #172 |
| 2024 | 231 | 141 | 4.3% | 6.63% | #190 |
| 2025 | 368 | 247 | 3.5% | 6.63% | #137 |
What Paramount Residential Mortgage Group lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Paramount Residential Mortgage Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Fairfax County | 52 | 31 | 2 | 3.8% |
| Prince William County | 49 | 30 | 4 | 8.2% |
| Virginia Beach city | 26 | 20 | 0 | 0.0% |
| Henrico County | 25 | 18 | 0 | 0.0% |
| Loudoun County | 22 | 17 | 0 | 0.0% |
| Chesapeake city | 19 | 12 | 1 | 5.3% |
| Chesterfield County | 18 | 14 | 0 | 0.0% |
| Norfolk city | 11 | 9 | 1 | 9.1% |
| Spotsylvania County | 11 | 7 | 0 | 0.0% |
| Portsmouth city | 10 | 6 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 368 applications in 2025, of which 247 were originated and 13 denied.
3.5% of all applications, or 5.0% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Paramount Residential Mortgage Group originated in Virginia in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Paramount Residential Mortgage Group's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology