Onward Home Mortgage in Florida vs the state
7.7%Denial rate-13.37 pts vs state
20.0%Decision denial rate-7.24 pts vs state
30.8%Origination rate-21.92 pts vs state
6.63%Median rate0.00 pts vs state
0.29Rate spread (pts)+0.02 pts vs state
$108kMedian applicant income
4Loans originated
1Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 5 | 5 | 0.0% | 6.75% | #1,149 |
| 2024 | 12 | 8 | 8.3% | 6.99% | #875 |
| 2025 | 13 | 4 | 7.7% | 6.63% | #854 |
What Onward Home Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Onward Home Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lake County | 4 | 0 | 0 | 0.0% |
| Palm Beach County | 2 | 1 | 1 | 50.0% |
| Seminole County | 2 | 0 | 0 | 0.0% |
| Volusia County | 1 | 1 | 0 | 0.0% |
| St. Lucie County | 1 | 0 | 0 | 0.0% |
| Walton County | 1 | 1 | 0 | 0.0% |
| St. Johns County | 1 | 1 | 0 | 0.0% |
| Escambia County | 1 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 13 applications in 2025, of which 4 were originated and 1 denied.
7.7% of all applications, or 20.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Onward Home Mortgage originated in Florida in 2025 was 6.63%, against a statewide median of 6.63%.
About this data. Figures are Onward Home Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology