Norwich Commercial Group in Kentucky vs the state
14.3%Denial rate-4.52 pts vs state
33.3%Decision denial rate+9.84 pts vs state
28.6%Origination rate-29.47 pts vs state
5.75%Median rate-1.00 pts vs state
-0.62Rate spread (pts)-0.93 pts vs state
$113kMedian applicant income
2Loans originated
1Denied
Trend in Kentucky
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 11 | 8 | 9.1% | 7.25% | #394 |
| 2024 | 49 | 31 | 0.0% | 6.63% | #244 |
| 2025 | 7 | 2 | 14.3% | 5.75% | #462 |
What Norwich Commercial Group lends in Kentucky
By loan purpose
By loan type
Why it denied Kentucky applicants
Where in Kentucky
Counties with the most Norwich Commercial Group applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bourbon County | 2 | 0 | 0 | 0.0% |
| Pendleton County | 2 | 0 | 1 | 50.0% |
| Christian County | 1 | 0 | 0 | 0.0% |
| Boone County | 1 | 1 | 0 | 0.0% |
| Jefferson County | 1 | 1 | 0 | 0.0% |
Other large lenders in Kentucky
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 8,420 | 18.1% | 6.75% |
| Vanderbilt Mortgage and Finance | F | 8,220 | 44.8% | 9.50% |
| United Shore Financial Services | B | 6,871 | 9.8% | 6.50% |
| Fifth Third Bank | D | 5,663 | 25.5% | 7.75% |
| U.S. Bank | D | 4,887 | 29.5% | 7.00% |
| Mortgage Research Center | C | 3,617 | 18.0% | 6.25% |
| PNC Bank | D | 3,585 | 23.7% | 7.40% |
| 21st Mortgage | F | 3,478 | 48.0% | 9.95% |
| Commonwealth | C | 3,270 | 24.9% | 7.25% |
| Stockton Mortgage | D | 3,255 | 6.1% | 6.63% |
Frequently asked questions
Kentucky: 7 applications in 2025, of which 2 were originated and 1 denied.
14.3% of all applications, or 33.3% of the applications it actually decided on. The Kentucky statewide average across all lenders was 18.8%.
The median rate on loans Norwich Commercial Group originated in Kentucky in 2025 was 5.75%, against a statewide median of 6.75%.
About this data. Figures are Norwich Commercial Group's own HMDA filing for properties located in Kentucky, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology