New Fed Mortgage · Maryland · 2025

New Fed Mortgage in Maryland: approval rate, denial rate and rates (2025)

New Fed Mortgage took 8 mortgage applications in Maryland in 2025, ranking #500 of 810 lenders active in the state. It originated 87.5% of them and denied 0.0% (0.0% of the applications it decided), against a statewide denial rate of 18.8%.

8Applicationsin MD
0.0%Decision denial ratestate 24.1%
6.88%Median ratestate 6.63%
$385,000Median loanstate $265,000
$2.5MVolume4 counties

New Fed Mortgage in Maryland vs the state

0.0%Denial rate-18.80 pts vs state
0.0%Decision denial rate-24.13 pts vs state
87.5%Origination rate+31.79 pts vs state
6.88%Median rate+0.25 pts vs state
0.35Rate spread (pts)+0.10 pts vs state
$149kMedian applicant income
7Loans originated
0Denied

Trend in Maryland

YearApplicationsOriginatedDenial rateMedian rateRank in state
2024770.0%6.13%#522
2025870.0%6.88%#500

What New Fed Mortgage lends in Maryland

By loan purpose

Home purchase 8 100% · 0.0% denied

By loan type

Conventional 7 88% · 0.0% denied
FHA 1 13% · 0.0% denied

Where in Maryland

Counties with the most New Fed Mortgage applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Cecil County 540 0.0%
Baltimore County 110 0.0%
Calvert County 110 0.0%
Anne Arundel County 110 0.0%

Other large lenders in Maryland

LenderGradeApplicationsDenial rateMedian rate
Rocket MortgageC 12,80616.8%6.63%
Navy Federal Credit UnionD 11,43623.0%8.00%
United Shore Financial ServicesB 9,30716.0%6.13%
Truist BankC 6,55934.9%6.49%
Bank of AmericaF 6,05135.8%6.24%
NewrezD 5,73921.0%6.63%
State Employees Credit Union of MarylandD 5,62444.6%6.25%
PNC BankD 5,58228.0%7.41%
Manufacturers and Traders TrustC 5,49732.0%5.99%
Pennymac Loan ServicesC 5,41112.4%6.49%

Frequently asked questions

Maryland: 8 applications in 2025, of which 7 were originated and 0 denied.

0.0% of all applications, or 0.0% of the applications it actually decided on. The Maryland statewide average across all lenders was 18.8%.

The median rate on loans New Fed Mortgage originated in Maryland in 2025 was 6.88%, against a statewide median of 6.63%.

About this data. Figures are New Fed Mortgage's own HMDA filing for properties located in Maryland, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology