Nation One Mortgage in Florida vs the state
7.4%Denial rate-13.65 pts vs state
9.1%Decision denial rate-18.15 pts vs state
74.1%Origination rate+21.38 pts vs state
6.87%Median rate+0.25 pts vs state
0.56Rate spread (pts)+0.29 pts vs state
$134kMedian applicant income
20Loans originated
2Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 22 | 16 | 9.1% | 6.63% | #811 |
| 2024 | 16 | 11 | 6.3% | 6.75% | #820 |
| 2025 | 27 | 20 | 7.4% | 6.87% | #709 |
What Nation One Mortgage lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Nation One Mortgage applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Palm Beach County | 6 | 4 | 1 | 16.7% |
| Lee County | 4 | 4 | 0 | 0.0% |
| Hillsborough County | 4 | 3 | 0 | 0.0% |
| Nassau County | 3 | 2 | 0 | 0.0% |
| Orange County | 2 | 1 | 0 | 0.0% |
| Duval County | 2 | 2 | 0 | 0.0% |
| Pasco County | 1 | 1 | 0 | 0.0% |
| Seminole County | 1 | 0 | 0 | 0.0% |
| Pinellas County | 1 | 1 | 0 | 0.0% |
| Brevard County | 1 | 1 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 27 applications in 2025, of which 20 were originated and 2 denied.
7.4% of all applications, or 9.1% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Nation One Mortgage originated in Florida in 2025 was 6.87%, against a statewide median of 6.63%.
About this data. Figures are Nation One Mortgage's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology