NASA Federal Credit Union in Florida vs the state
10.3%Denial rate-10.72 pts vs state
12.2%Decision denial rate-15.00 pts vs state
62.1%Origination rate+9.38 pts vs state
7.25%Median rate+0.63 pts vs state
0.06Rate spread (pts)-0.21 pts vs state
$146kMedian applicant income
36Loans originated
6Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 40 | 22 | 12.5% | 7.38% | #674 |
| 2024 | 22 | 13 | 0.0% | 7.00% | #751 |
| 2025 | 58 | 36 | 10.3% | 7.25% | #579 |
What NASA Federal Credit Union lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most NASA Federal Credit Union applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Orange County | 6 | 4 | 1 | 16.7% |
| Palm Beach County | 5 | 2 | 1 | 20.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Brevard County | 4 | 2 | 0 | 0.0% |
| Pinellas County | 4 | 2 | 0 | 0.0% |
| Seminole County | 4 | 2 | 0 | 0.0% |
| Miami-Dade County | 3 | 2 | 1 | 33.3% |
| Volusia County | 3 | 2 | 1 | 33.3% |
| Leon County | 3 | 1 | 0 | 0.0% |
| Polk County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 58 applications in 2025, of which 36 were originated and 6 denied.
10.3% of all applications, or 12.2% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans NASA Federal Credit Union originated in Florida in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are NASA Federal Credit Union's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology