Mortgageone in Florida vs the state
2.9%Denial rate-18.15 pts vs state
4.0%Decision denial rate-23.27 pts vs state
69.9%Origination rate+17.21 pts vs state
6.50%Median rate-0.13 pts vs state
0.38Rate spread (pts)+0.11 pts vs state
$112kMedian applicant income
144Loans originated
6Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 28 | 18 | 3.6% | 7.00% | #743 |
| 2024 | 91 | 58 | 0.0% | 6.69% | #501 |
| 2025 | 206 | 144 | 2.9% | 6.50% | #363 |
What Mortgageone lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgageone applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hillsborough County | 28 | 16 | 0 | 0.0% |
| Palm Beach County | 23 | 17 | 1 | 4.3% |
| Pasco County | 22 | 17 | 0 | 0.0% |
| Martin County | 17 | 13 | 0 | 0.0% |
| Escambia County | 14 | 11 | 0 | 0.0% |
| St. Lucie County | 12 | 8 | 0 | 0.0% |
| Pinellas County | 9 | 8 | 0 | 0.0% |
| Duval County | 8 | 6 | 1 | 12.5% |
| Lee County | 8 | 4 | 0 | 0.0% |
| Volusia County | 7 | 6 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 206 applications in 2025, of which 144 were originated and 6 denied.
2.9% of all applications, or 4.0% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgageone originated in Florida in 2025 was 6.50%, against a statewide median of 6.63%.
About this data. Figures are Mortgageone's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology