Mortgage Solutions of Colorado in Virginia vs the state
8.8%Denial rate-7.17 pts vs state
13.5%Decision denial rate-6.74 pts vs state
40.4%Origination rate-19.17 pts vs state
7.25%Median rate+0.63 pts vs state
1.75Rate spread (pts)+1.53 pts vs state
$84kMedian applicant income
23Loans originated
5Denied
Trend in Virginia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 31 | 29 | 3.2% | 6.75% | #422 |
| 2024 | 66 | 55 | 0.0% | 7.25% | #327 |
| 2025 | 57 | 23 | 8.8% | 7.25% | #358 |
What Mortgage Solutions of Colorado lends in Virginia
By loan purpose
By loan type
Why it denied Virginia applicants
Where in Virginia
Counties with the most Mortgage Solutions of Colorado applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Chesapeake city | 4 | 0 | 0 | 0.0% |
| Chesterfield County | 4 | 2 | 1 | 25.0% |
| Fairfax County | 4 | 1 | 0 | 0.0% |
| Hampton city | 4 | 1 | 1 | 25.0% |
| Prince William County | 4 | 2 | 0 | 0.0% |
| Virginia Beach city | 3 | 1 | 1 | 33.3% |
| Carroll County | 3 | 0 | 0 | 0.0% |
| Portsmouth city | 3 | 1 | 2 | 66.7% |
| Norfolk city | 3 | 1 | 0 | 0.0% |
| Henrico County | 2 | 0 | 0 | 0.0% |
Other large lenders in Virginia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 19,395 | 19.3% | 7.75% |
| Rocket Mortgage | C | 19,274 | 14.8% | 6.63% |
| United Shore Financial Services | B | 13,994 | 10.4% | 6.12% |
| Truist Bank | C | 11,838 | 31.6% | 6.49% |
| Mortgage Research Center | C | 9,000 | 16.7% | 6.25% |
| Pennymac Loan Services | C | 8,334 | 10.7% | 6.38% |
| Freedom Mortgage | B | 8,029 | 6.5% | 6.25% |
| Bank of America | F | 6,584 | 31.9% | 6.24% |
| Newrez | D | 6,390 | 16.4% | 6.38% |
| Movement Mortgage | A | 6,126 | 4.3% | 6.56% |
Frequently asked questions
Virginia: 57 applications in 2025, of which 23 were originated and 5 denied.
8.8% of all applications, or 13.5% of the applications it actually decided on. The Virginia statewide average across all lenders was 15.9%.
The median rate on loans Mortgage Solutions of Colorado originated in Virginia in 2025 was 7.25%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Solutions of Colorado's own HMDA filing for properties located in Virginia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology