Mortgage Lenders Investment Trading in Florida vs the state
7.4%Denial rate-13.66 pts vs state
8.5%Decision denial rate-18.76 pts vs state
75.3%Origination rate+22.57 pts vs state
7.00%Median rate+0.38 pts vs state
0.71Rate spread (pts)+0.44 pts vs state
$100kMedian applicant income
295Loans originated
29Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 921 | 710 | 6.2% | 6.88% | #161 |
| 2024 | 822 | 605 | 8.0% | 6.88% | #176 |
| 2025 | 392 | 295 | 7.4% | 7.00% | #274 |
What Mortgage Lenders Investment Trading lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Mortgage Lenders Investment Trading applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Alachua County | 103 | 87 | 4 | 3.9% |
| Volusia County | 41 | 31 | 4 | 9.8% |
| Orange County | 26 | 17 | 2 | 7.7% |
| Seminole County | 26 | 19 | 2 | 7.7% |
| Brevard County | 23 | 19 | 1 | 4.3% |
| Marion County | 19 | 16 | 0 | 0.0% |
| Lake County | 18 | 12 | 2 | 11.1% |
| Polk County | 16 | 12 | 1 | 6.3% |
| Hillsborough County | 11 | 8 | 1 | 9.1% |
| Pasco County | 9 | 6 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 392 applications in 2025, of which 295 were originated and 29 denied.
7.4% of all applications, or 8.5% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Mortgage Lenders Investment Trading originated in Florida in 2025 was 7.00%, against a statewide median of 6.63%.
About this data. Figures are Mortgage Lenders Investment Trading's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology