Moria Development in Florida vs the state
2.8%Denial rate-18.26 pts vs state
4.8%Decision denial rate-22.48 pts vs state
54.2%Origination rate+1.52 pts vs state
6.88%Median rate+0.25 pts vs state
0.72Rate spread (pts)+0.45 pts vs state
$96kMedian applicant income
58Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 45 | 28 | 11.1% | 7.19% | #650 |
| 2024 | 71 | 49 | 7.0% | 6.99% | #538 |
| 2025 | 107 | 58 | 2.8% | 6.88% | #471 |
What Moria Development lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Moria Development applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Bay County | 21 | 10 | 2 | 9.5% |
| Okaloosa County | 16 | 5 | 0 | 0.0% |
| Walton County | 15 | 9 | 0 | 0.0% |
| Osceola County | 8 | 5 | 0 | 0.0% |
| Polk County | 6 | 3 | 0 | 0.0% |
| Lee County | 4 | 4 | 0 | 0.0% |
| Pinellas County | 4 | 2 | 0 | 0.0% |
| Escambia County | 3 | 3 | 0 | 0.0% |
| Brevard County | 3 | 2 | 0 | 0.0% |
| St. Johns County | 3 | 2 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 107 applications in 2025, of which 58 were originated and 3 denied.
2.8% of all applications, or 4.8% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Moria Development originated in Florida in 2025 was 6.88%, against a statewide median of 6.63%.
About this data. Figures are Moria Development's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology