Midwest Mortgage Associates in Florida vs the state
2.5%Denial rate-18.60 pts vs state
4.6%Decision denial rate-22.69 pts vs state
51.6%Origination rate-1.05 pts vs state
6.38%Median rate-0.25 pts vs state
0.11Rate spread (pts)-0.16 pts vs state
$76kMedian applicant income
63Loans originated
3Denied
Trend in Florida
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 57 | 34 | 1.8% | 7.13% | #595 |
| 2024 | 127 | 63 | 8.7% | 6.50% | #446 |
| 2025 | 122 | 63 | 2.5% | 6.38% | #453 |
What Midwest Mortgage Associates lends in Florida
By loan purpose
By loan type
Why it denied Florida applicants
Where in Florida
Counties with the most Midwest Mortgage Associates applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Lee County | 27 | 15 | 0 | 0.0% |
| Polk County | 16 | 7 | 0 | 0.0% |
| Hernando County | 13 | 8 | 0 | 0.0% |
| Hillsborough County | 12 | 8 | 0 | 0.0% |
| Pasco County | 9 | 1 | 1 | 11.1% |
| Orange County | 9 | 3 | 0 | 0.0% |
| Marion County | 5 | 4 | 1 | 20.0% |
| Lake County | 4 | 4 | 0 | 0.0% |
| Highlands County | 3 | 2 | 0 | 0.0% |
| Volusia County | 3 | 0 | 0 | 0.0% |
Other large lenders in Florida
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 71,405 | 15.3% | 6.44% |
| Rocket Mortgage | C | 46,611 | 21.0% | 6.63% |
| Bank of America | F | 23,634 | 37.7% | 6.24% |
| Pennymac Loan Services | C | 19,516 | 14.1% | 6.50% |
| Navy Federal Credit Union | D | 19,452 | 23.2% | 7.59% |
| Crosscountry Mortgage | B | 19,103 | 5.2% | 6.75% |
| Newrez | D | 17,519 | 22.4% | 6.75% |
| Dhi Mortgage Company | B | 16,661 | 14.5% | 4.88% |
| Lennar Mortgage | A | 14,984 | 21.0% | 4.75% |
| Truist Bank | C | 14,140 | 41.5% | 6.60% |
Frequently asked questions
Florida: 122 applications in 2025, of which 63 were originated and 3 denied.
2.5% of all applications, or 4.6% of the applications it actually decided on. The Florida statewide average across all lenders was 21.1%.
The median rate on loans Midwest Mortgage Associates originated in Florida in 2025 was 6.38%, against a statewide median of 6.63%.
About this data. Figures are Midwest Mortgage Associates's own HMDA filing for properties located in Florida, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology