Members 1st in South Carolina vs the state
11.1%Denial rate-7.20 pts vs state
16.7%Decision denial rate-6.80 pts vs state
55.6%Origination rate-1.05 pts vs state
7.25%Median rate+0.75 pts vs state
0.64Rate spread (pts)+0.42 pts vs state
$120kMedian applicant income
5Loans originated
1Denied
What Members 1st lends in South Carolina
By loan purpose
By loan type
Why it denied South Carolina applicants
Where in South Carolina
Counties with the most Members 1st applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Berkeley County | 3 | 1 | 0 | 0.0% |
| Horry County | 2 | 1 | 0 | 0.0% |
| Beaufort County | 1 | 1 | 0 | 0.0% |
| Dorchester County | 1 | 1 | 0 | 0.0% |
| Georgetown County | 1 | 0 | 1 | 100.0% |
| Jasper County | 1 | 1 | 0 | 0.0% |
Other large lenders in South Carolina
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Rocket Mortgage | C | 13,403 | 16.8% | 6.63% |
| Vanderbilt Mortgage and Finance | F | 12,272 | 40.7% | 6.50% |
| United Shore Financial Services | B | 9,236 | 12.8% | 6.13% |
| 21st Mortgage | F | 6,510 | 48.2% | 10.41% |
| Dhi Mortgage Company | B | 6,184 | 17.4% | 4.99% |
| Navy Federal Credit Union | D | 5,424 | 21.2% | 7.50% |
| First-Citizens Bank & Trust | B | 5,399 | 20.9% | 6.38% |
| Freedom Mortgage | B | 5,296 | 7.3% | 6.25% |
| Mortgage Research Center | C | 5,189 | 19.1% | 6.25% |
| Bank of America | F | 5,009 | 33.1% | 6.24% |
Frequently asked questions
South Carolina: 9 applications in 2025, of which 5 were originated and 1 denied.
11.1% of all applications, or 16.7% of the applications it actually decided on. The South Carolina statewide average across all lenders was 18.3%.
The median rate on loans Members 1st originated in South Carolina in 2025 was 7.25%, against a statewide median of 6.50%.
About this data. Figures are Members 1st's own HMDA filing for properties located in South Carolina, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology