LOS ANGELES POLICE Federal Credit Union · Arizona · 2025

LOS ANGELES POLICE Federal Credit Union in Arizona: approval rate, denial rate and rates (2025)

LOS ANGELES POLICE Federal Credit Union took 12 mortgage applications in Arizona in 2025, ranking #478 of 1,082 lenders active in the state. It originated 58.3% of them and denied 41.7% (41.7% of the applications it decided), against a statewide denial rate of 16.2%.

12Applicationsin AZ
41.7%Decision denial ratestate 20.4%
Median ratestate 6.50%
$105,000Median loanstate $275,000
$1.1MVolume4 counties

LOS ANGELES POLICE Federal Credit Union in Arizona vs the state

41.7%Denial rate+25.44 pts vs state
41.7%Decision denial rate+21.26 pts vs state
58.3%Origination rate-1.15 pts vs state
Median rate
Rate spread (pts)
$156kMedian applicant income
7Loans originated
5Denied

Trend in Arizona

YearApplicationsOriginatedDenial rateMedian rateRank in state
2023191010.5%#418
202416831.3%7.56%#424
202512741.7%#478

What LOS ANGELES POLICE Federal Credit Union lends in Arizona

By loan purpose

Home purchase 2 17% · 50.0% denied
Cash-out refinance 7 58% · 42.9% denied
Home improvement 3 25% · 33.3% denied

By loan type

Conventional 12 100% · 41.7% denied

Where in Arizona

Counties with the most LOS ANGELES POLICE Federal Credit Union applications in 2025.

CountyApplicationsOriginatedDeniedDenial rate
Mohave County 532 40.0%
Maricopa County 422 50.0%
La Paz County 211 50.0%
Yavapai County 110 0.0%

Other large lenders in Arizona

LenderGradeApplicationsDenial rateMedian rate
United Shore Financial ServicesB 25,38310.2%6.25%
Rocket MortgageC 17,94715.6%6.75%
Desert Financial Credit UnionB 16,97024.3%6.49%
Crosscountry MortgageB 7,5703.8%6.58%
Fairway Independent MortgageB 6,7295.6%6.63%
Bank of AmericaF 6,22932.2%6.24%
Loandepot.ComD 6,18016.1%5.99%
Pennymac Loan ServicesC 5,83811.7%6.62%
Nova Financial & InvestmentC 5,38016.2%6.49%
Freedom MortgageB 4,9917.0%6.00%

Frequently asked questions

Arizona: 12 applications in 2025, of which 7 were originated and 5 denied.

41.7% of all applications, or 41.7% of the applications it actually decided on. The Arizona statewide average across all lenders was 16.2%.

This lender did not report interest rates on its originated loans (some institutions are exempt from HMDA pricing fields).

About this data. Figures are LOS ANGELES POLICE Federal Credit Union's own HMDA filing for properties located in Arizona, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology