Loan Funder in Minnesota vs the state
22.2%Denial rate+8.62 pts vs state
50.0%Decision denial rate+33.65 pts vs state
22.2%Origination rate-44.15 pts vs state
7.87%Median rate+1.25 pts vs state
—Rate spread (pts)
—Median applicant income
8Loans originated
8Denied
What Loan Funder lends in Minnesota
By loan purpose
By loan type
Why it denied Minnesota applicants
Where in Minnesota
Counties with the most Loan Funder applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| Hennepin County | 14 | 2 | 6 | 42.9% |
| Chisago County | 10 | 0 | 0 | 0.0% |
| Ramsey County | 5 | 3 | 1 | 20.0% |
| Le Sueur County | 1 | 0 | 0 | 0.0% |
| Blue Earth County | 1 | 1 | 0 | 0.0% |
| Polk County | 1 | 0 | 1 | 100.0% |
| Clay County | 1 | 0 | 0 | 0.0% |
| Anoka County | 1 | 0 | 0 | 0.0% |
| Faribault County | 1 | 1 | 0 | 0.0% |
| Dakota County | 1 | 1 | 0 | 0.0% |
Other large lenders in Minnesota
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| United Shore Financial Services | B | 8,694 | 10.6% | 6.38% |
| U.S. Bank | D | 8,624 | 30.4% | 7.88% |
| Bell Bank | A | 7,987 | 5.3% | 6.63% |
| Rocket Mortgage | C | 7,630 | 16.3% | 6.63% |
| Trustone Financial Credit Union | C | 6,066 | 20.0% | 7.25% |
| Affinity Plus | C | 5,438 | 14.6% | 6.63% |
| Blaze Credit Union | B | 4,074 | 12.3% | 6.38% |
| Wings Financial Credit Union | A | 3,960 | 16.4% | 7.25% |
| Crosscountry Mortgage | B | 3,942 | 2.1% | 6.63% |
| Fairway Independent Mortgage | B | 3,327 | 3.2% | 6.75% |
Frequently asked questions
Minnesota: 36 applications in 2025, of which 8 were originated and 8 denied.
22.2% of all applications, or 50.0% of the applications it actually decided on. The Minnesota statewide average across all lenders was 13.6%.
The median rate on loans Loan Funder originated in Minnesota in 2025 was 7.87%, against a statewide median of 6.63%.
About this data. Figures are Loan Funder's own HMDA filing for properties located in Minnesota, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology