Lima One Capital in District of Columbia vs the state
85.7%Denial rate+67.65 pts vs state
85.7%Decision denial rate+61.97 pts vs state
14.3%Origination rate-41.22 pts vs state
10.40%Median rate+3.90 pts vs state
—Rate spread (pts)
—Median applicant income
2Loans originated
12Denied
Trend in District of Columbia
| Year | Applications | Originated | Denial rate | Median rate | Rank in state |
|---|---|---|---|---|---|
| 2023 | 12 | 12 | 0.0% | 9.27% | #148 |
| 2024 | 23 | 11 | 17.4% | 10.80% | #103 |
| 2025 | 14 | 2 | 85.7% | 10.40% | #159 |
What Lima One Capital lends in District of Columbia
By loan purpose
By loan type
Why it denied District of Columbia applicants
Where in District of Columbia
Counties with the most Lima One Capital applications in 2025.
| County | Applications | Originated | Denied | Denial rate |
|---|---|---|---|---|
| District of Columbia | 14 | 2 | 12 | 85.7% |
Other large lenders in District of Columbia
| Lender | Grade | Applications | Denial rate | Median rate |
|---|---|---|---|---|
| Navy Federal Credit Union | D | 786 | 28.5% | 7.75% |
| Rocket Mortgage | C | 671 | 20.7% | 6.63% |
| Bank of America | F | 546 | 33.2% | 5.99% |
| First Savings Mortgage | A | 544 | 0.9% | 6.50% |
| Truist Bank | C | 529 | 41.2% | 6.25% |
| PNC Bank | D | 467 | 31.5% | 6.25% |
| JPMorgan Chase Bank | B | 459 | 7.6% | 6.38% |
| Citibank | B | 417 | 9.6% | 6.00% |
| First Home Mortgage | B | 359 | 2.5% | 6.63% |
| Newrez | D | 353 | 23.5% | 6.63% |
Frequently asked questions
District of Columbia: 14 applications in 2025, of which 2 were originated and 12 denied.
85.7% of all applications, or 85.7% of the applications it actually decided on. The District of Columbia statewide average across all lenders was 18.1%.
The median rate on loans Lima One Capital originated in District of Columbia in 2025 was 10.40%, against a statewide median of 6.50%.
About this data. Figures are Lima One Capital's own HMDA filing for properties located in District of Columbia, 2025. The grade is national; state-level figures are shown for context and are not separately graded. Methodology